Hummingbird Capital Announces New Securities Lending Solutions for Clients

Unlock the value of your stock and securities

Toronto, Ontario – March 4, 2026 – Hummingbird Capital is pleased to announce the introduction of bespoke securities lending options for its clients, designed to unlock liquidity from single-position public securities while optimizing tax outcomes and providing long-term flexibility. This new service empowers founders, C-suite executives, and insiders to access capital discreetly, without the immediate tax implications or market exposure of traditional sales.

Key Advantages of the Securities Lending Program:

• High Loan-to-Value (LTV) up to 65+% on a single-position public security

• Extended Term Loan up to 4 years with extension options

• Bespoke Debt Service tailored to client needs

• Tax Treatment Optimization to defer capital gains

• Single Bullet Interest Payment at maturity (no ongoing payments during the term)

• Custody with leading global custodians in most international markets

• Confidential and Discreet Liquidity Event, insulated from predatory trading

Led by Industry Veterans

The program is spearheaded by a team with decades of expertise in treasury, risk management, capital markets, and central banking. Our lead advisor is a veteran banking executive with 30+ years of experience, including overseeing a trillion-dollar balance sheet and managing global funding, liquidity, and investment functions at a major financial institution. His career includes senior roles at Price Waterhouse, Scotiabank, and the Bank of Canada.

Market Comparison

Feature	O+C Private Credit Extended Term Loan	Market Standard
Tax Deferral Advantage	Provides liquidity today without triggering capital gains. Long-term structure defers taxes and supports strategic planning.	No tax deferral. Short-term structures force near-term tax recognition.
Term & Flexibility	Offers 4+year terms with extension options, maximizing planning flexibility.	Terms last 2 years or less. Fixed cycles restrict planning.
Loan-to-Value	Up to 65+% LTV.	Typically 35% on a single position.
Interest Payments	No payments during the term. Simple interest accrues with a bullet payment at maturity.	Ongoing payments reduce liquidity.
Margin Call Limits	Sets more flexible thresholds with a single price trigger.	Stricter limits use both price and volume triggers.
Eligible Collateral	Accepts a wider range of single-position public equities and bonds.	Strict restrictions on market cap, volume, and concentration limits on single equity positions.
Cure Period	Grants cure periods up to 3x longer than typical settlement, reducing forced liquidation risk.	Daily settlement requirements increase liquidation risk.
Recourse	Limits recourse strictly to pledged shares. No personal guarantees or cross-collateralization.	Full recourse, often requiring cross-collateralization and personal guarantees.

About Hummingbird Capital

Hummingbird Capital is a leading boutique advisory firm specializing in innovative financial solutions and strategic capital markets services for founders, executives, insiders, and public companies. We provide tailored strategies including private credit extended-term loans for tax-optimized liquidity, short seller defense, investor awareness programs, going-public guidance, uplisting to senior exchanges, and value-enhancing corporate actions to navigate challenges and drive sustainable growth.

For more information, visit www.hummingbirdcapital.com.

t. +1 416 640-9822 ext 321

X. @hummingbirdcap1

t. +1 416 640-9822

Safe Harbor Statement

This press release contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. All statements other than statements of historical fact are forward-looking statements, which are often indicated by terms such as "anticipate," "believe," "could," "estimate," "expect," "goal," "intend," "look forward to," "may," "plan," "potential," "predict," "project," "should," "will," "would," and similar expressions. Forward-looking statements are based on management's plans, estimates, assumptions, and projections at the time the statements are made and are not guarantees of future performance. Although we believe that the expectations reflected in the forward-looking statements are reasonable, we cannot guarantee future results, levels of activity, performance, or achievements. Achievement of future results is subject to risks, uncertainties, and assumptions, including those discussed in any relevant filings or disclosures. Should one or more of these risks or uncertainties materialize, or should underlying assumptions prove incorrect, actual results may vary materially from those anticipated, believed, estimated, or expected. We undertake no obligation to update or revise any forward-looking statements, whether as a result of new information, future events, or otherwise, except as may be required under applicable securities law.

Important Disclaimers

Hummingbird Capital Inc. is a boutique advisory firm providing strategic advisory services only. We are not a registered broker-dealer under the Securities Exchange Act of 1934, not a licensed bank or financial institution, and not registered as an investment adviser under the Investment Advisers Act of 1940 in connection with the services described herein. Nothing in this press release constitutes investment advice, a recommendation to buy, sell, or hold any security, an offer to sell or solicitation of an offer to buy securities, or the provision of banking, lending, or brokerage services. Any strategies, products (including private credit extended-term loans), or outcomes discussed are for informational purposes only and involve significant risks, including potential loss of principal. Prospective clients should consult their own qualified advisors and conduct independent due diligence before engaging any services. Past performance or examples are not indicative of future results.

SOURCE: Hummingbird Capital Inc.